Switch to us
Just €4 a month for all your everyday current account banking
Available to Republic of Ireland residents aged 18 or over. Lending criteria, terms and conditions apply. Charges for additional services apply. A guide to personal accounts fees and interest
Important Changes: From 19 April we are changing the fee for maintaining the account (monthly maintenance fee) from €4 to €2, introducing new transaction fees and making changes to how the balance waiver works. Customers aged 66 or over are not impacted by this change. Find out more.
Why move your account to us?
testThe use of our mobile app with features such as ‘Get Cash’
testAccess to our Anytime Internet and Telephone Banking service
testSmartphone payments with Apple Pay or Google Pay
testEmergency Cash if your card is lost or stolen
testSetting up and changing your direct debits and standing orders free of charge
See what you could save by switching from AIB or Bank of Ireland to Ulster Bank
This tool provides an indication of the potential savings you could make by switching to us based on the information you provided. The savings are worked out by calculating what you may currently pay for a Bank of Ireland or AIB current account, and subtracting the fees you may pay with us for a current account. Annual Government stamp duty applies to debit cards.*Automated Teller Machines.
Find out what other customers have saved by switching
Customer 1 - Joe
| JOE |
Ulster Bank Yearly Charges |
Bank of Ireland Yearly Charges |
Switcher Saving Estimated Yearly Savings |
|---|---|---|---|
| He has less than €3,000 minimum daily balance | €48 (€4 per month) | €20 (€5 per quarter) | - |
| He makes 15 Automated Teller Machine transactions per month (within ROI, charges abroad apply) | Free | €45 (25c each) | - |
| He makes 20 Debit Card transactions per month |
Free | €24 (10c each) | - |
| He makes 2 branch lodgements/withdrawals per month | Free | €14.40 (60c each) | - |
| Total | €48 | €103.40 | €55.40 |
The number of transactions are based on the specified number of transactions carried out in each individual circumstance and savings may vary, depending on individual usage.AIB and Bank of Ireland charges information is sourced from their company website and brochures that set out charges that apply to their customers.
Customer 2 - Mary
| MARY | Ulster Bank Yearly Charges |
Bank of Ireland Yearly Charges |
Switcher Saving Estimated Yearly Savings |
|---|---|---|---|
| She has less than €2,500 minimum daily balance |
€48 (€4 per month) | €18 (€4.50 per quarter) | - |
| She makes 15 ATM transactions per month (within ROI, charges abroad apply) | Free | €63 (35c each) | - |
| She makes 20 Debit Card transactions per month | Free | €48 (20c each) | - |
| She makes 2 branch lodgements/withdrawals per month | Free | €9.36 (39c each) |
- |
| Total | €48 | €138.36 | €90.36 |
The number of transactions are based on the specified number of transactions carried out in each individual circumstance and savings may vary, depending on individual usage.AIB and Bank of Ireland charges information is sourced from their company website and brochures that set out charges that apply to their customers.
Emergency Cash
If your card is lost or stolen our Emergency Cash service ensures you can access your money from our cash machines. Withdraw up to €300 if you are an Anytime Banking customer, or up to €60 if you're not. You need €25 in your account to use the service.
Online Banking
View your balance, check and print your statements and pay bills anywhere in the world with our secure online service. Available to over 11s with an eligible account.
Mobile Banking
Our app is simple, clever and easy to use - you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.
Banking to suit you
In addition to our online and mobile banking services, we have a 24/7 call centre and web chat services. Plus, some of our branches open on Saturdays.
Further information and support
Switching Pack
Simply download the following Switching Pack, complete the Account Transfer Form and return it to your local branch.