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Home Insurance

Home cover for less

Only available to residents in the Republic of Ireland. Over 18s only. Ulster Bank Ireland DAC receives a standard commission level of 20.70% of Home Insurance premiums that we transact with Aviva Insurance Ireland DAC. We may also benefit from profit share arrangements for home insurance, the maximum level of payment under the profit share arrangement is 5% of the total gross written premium of the book.
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Features and benefits
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Home insurance explained
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Ulster Bank Car Insurance is introduced by Ulster Bank Ireland DAC and underwritten and administered by Aviva Insurance Ireland DAC. Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares.

Registered in Ireland No. 605769.  Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651

Our offers

Whether you want a fully comprehensive policy or third party, fire and theft only, we can help.

Get up to 25% off your Home Insurance premium

Simply input Home17 in the promotional code field to avail of this offer.

25% discount is available to new Ulster Bank Home Insurance customers. Promotion code Home17 must be entered to avail of the discount. All discounts are subject to a minimum premium of €230 on Buildings and Contents policies or a minimum premium of €115 on Buildings only or Contents only policies. Aviva underwriting acceptance criteria applies. 25% discount applies to policies in the first year only. Offer valid until 30 November 2021. 

Get up to 50% First time buyer discount off your home insurance premium

Select the 'First Time Buyer' option in response to both of the following questions within the quote journey "How many years free of claims or losses have you with another insurer?" & "Who are you currently insured with?" to apply the discount.

If you are insured for 3 or more years with no claims input the relevant number of years and previous insurer in response to these questions.

The Offer:

50% off our standard Home Insurance rates. This is made up of 25% Ulster Bank Customer Discount and 25% First Time Buyers Discount (This equates to year 3 on our no claims discount scale).

50% discount is available to new Ulster Bank Home Insurance customers who are buying their first home. Discount comprises 25% Ulster Bank Customer Discount and 25% First Time Buyers Discount (which equates to year 3 on our no claims discount scale).  All discounts are subject to a minimum premium of €230 on Buildings and Contents policies or a minimum premium of €115 on Buildings only or Contents only policies.  Aviva underwriting acceptance criteria applies.50% discount applies to policies in the first year only.  Offer valid until 30 November 2021. 

Features and benefits

Our Premier combined buildings and contents policies take care of the finer details, so you don't have to worry.

The standard excess for Premier home insurance is €275. This is the amount you must pay towards certain claims. See our Home Insurance Policy document (PDF) for more information.   

Home insurance explained

When you need a buildings and contents policy, we can help.

You can get a quote and apply online today for a combined buildings and contents policy. A standalone buildings policy (when the building is in the course of construction) or contents policy can be purchased by telephone.  

Buildings insurance

Offers protection from a wide range of risks. Our policy not only covers buildings, but also other permanent fixtures on the property, including outbuildings, fences and walls, fixtures and fittings and interior decorations.

The amount of cover you choose is based on the rebuilding cost and not on the value of your home. The Society of Chartered Surveyors provide a guide to rebuilding costs which you can see on their website at www.scsi.ie.

Contents insurance

Contents include household goods and personal belongings (including personal money up to €650) in your home, which belong to you or any member of your household.

Combined cover

A combined policy consists of both buildings and contents cover and is only suitable for people who own their homes.

Got a cover query?

For full details of cover see our Home Insurance policy document below.

Download our home insurance policy PDF document

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