Only available to residents in the Republic of Ireland. Over 18s only.
Ulster Bank Ireland DAC receives a standard commission level of 20.70% of Home Insurance premiums that we transact with Aviva Insurance Ireland DAC. We may also benefit from profit share arrangements for home insurance, the maximum level of payment under the profit share arrangement is 5% of the total gross written premium of the book.
Simply input Home17 in the promotional code field to avail of this offer.
25% discount is available to new Ulster Bank Home Insurance customers. Promotion code Home17 must be entered to avail of the discount. All discounts are subject to a minimum premium of €230 on Buildings and Contents policies or a minimum premium of €115 on Buildings only or Contents only policies. Aviva underwriting acceptance criteria applies. 25% discount applies to policies in the first year only. Offer valid until 30th June 2020. Ulster Bank Ireland Home Insurance is arranged (for all sales in Ulster Bank branches) and introduced (for all website and call centre sales) by Ulster Bank Ireland DAC Limited. It is underwritten and administered by Aviva Insurance Ireland DAC. Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland.
Select the 'First Time Buyer' option in response to both of the following questions within the quote journey "How many years free of claims or losses have you with another insurer?" & "Who are you currently insured with?" to apply the discount.
If you are insured for 3 or more years with no claims input the relevant number of years and previous insurer in response to these questions.
The Offer:
50% off our standard Home Insurance rates. This is made up of 25% Ulster Bank Customer Discount and 25% First Time Buyers Discount (This equates to year 3 on our no claims discount scale).
50% discount is available to new Ulster Bank Home Insurance customers who are buying their first home. Discount comprises 25% Ulster Bank Customer Discount and 25% First Time Buyers Discount (which equates to year 3 on our no claims discount scale). All discounts are subject to a minimum premium of €230 on Buildings and Contents policies or a minimum premium of €115 on Buildings only or Contents only policies. Aviva underwriting acceptance criteria applies.50% discount applies to policies in the first year only. Offer valid until 30th June 2020. Ulster Bank Ireland Home Insurance is arranged (for all sales in Ulster Bank branches) and introduced (for all website and call centre sales) by Ulster Bank Ireland DAC Limited. It is underwritten and administered by Aviva Insurance Ireland DAC. Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland.
Our Value and Premier combined buildings and contents policies take care of the finer details, so you don't have to worry.
Feature |
Description, exclusions and
|
Value Cover |
Premier Cover |
|---|---|---|---|
| 24 hour claims service |
To report a claim or for claims advice | test | test |
| 24 hour homecall helpline |
Access to a list of local registered tradesmen and repairers | test | test |
| Alternative accommodation |
If your home is unfit to live in following a claim, we will pay for the cost of providing other accommodation for you and your family, until you can safely return to your home (we can pay up to 15% of the buildings and contents sums insured for alternative accommodation) |
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| Extra cover for Christmas and weddings |
We will increase the contents amount insured on your policy by 10% over Christmas (for the month of December) and for family weddings (for 30 days before and after the wedding of an immediate family member) |
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| Personal belongings | Up to €1,500 per claim (with an option to purchase extra amounts of cover) |
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| Lost or stolen credit and debit cards |
If your credit or debit cards are lost or stolen and you have to pay the bill as a result, we will pay up to €1,270 per claim |
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| Replacing door locks | If the keys to your home are stolen in a personal assault or break-in, we will pay up to €650 per claim to cover the cost of replacing external locks, locks on domestic safes and alarm keys |
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| The standard excess for Value home insurance is €750. The standard excess for Premier home insurance is €275. This is the amount you must pay towards certain claims. See our Home Insurance Policy document (PDF) for more information. |
Great news - insuring your valuables has never been so affordable with our home insurance discounts.
No-claims discounts
No claims period |
Discount |
|---|---|
| Year 1 claims free | 15% |
| Year 2 claims free | 18% |
| Year 3 claims free | 25% |
| Year 4 claims free | 35% |
| Year 5 claims free | 40% |
If you do not make any claims during the policy year, you will continue to receive up to 40% no-claims discount when you next renew (provided your policy remains claims free).
First time buyer discount
25% discount for first time buyers or customers who have not previously held home insurance.
Alarm discounts
If you have an alarm |
Discount |
|---|---|
| Alarm must be installed and maintained in accordance with manufacturers guidelines | 12.5% |
Loyalty discount (renewal discount only)
6% discount when you renew, if you are a minimum of 3 years claims free and 1 year claims free with Ulster Bank home insurance.
Increased policy excess discount
Voluntary excesses available |
Discount |
|---|---|
| €1,000 | 13.5% |
| €2,000 | 23.5% |
| €5,000 | 40% |
Voluntary excesses available |
Discount |
|---|---|
| €500 | 3.5% |
| €750 | 7.5% |
| €1,000 | 11% |
| Discounts are applied consecutively and are subject to a minimum premium of €230 for buildings & contents cover. This includes a 5% government levy and contribution to the insurance compensation fund. |
When you need a buildings and contents policy, we can help.
You can get a quote and apply online today for a combined buildings and contents policy. A standalone buildings policy (when the building is in the course of construction) or contents policy can be purchased by telephone.
For full details of cover see our Home Insurance policy document below.
Ulster Bank Home Insurance is arranged (for all sales in Ulster Bank Branches) and introduced (for all website and call centre sales) by Ulster Bank Ireland DAC. It is underwritten and administered by Aviva Insurance Ireland DAC. Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No. 605769. Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651.