As awarded by bonkers.ie National Consumer Awards on 27th February 2020
Ireland's lowest 4 year fixed rate
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Information about our mortgages
Lending criteria, terms and conditions apply. Over 18s only and Republic of Ireland residents only. Mortgaged property must be in the Republic of Ireland. Security, buildings insurance and life cover required.
The real winner could be you
We currently have Ireland's
lowest 4 year fixed rate
Source: bonkers.ie, Mortgage Comparison, 15th September 2020, www.bonkers.ie/compare-mortgages
€1,500 towards your legal fees
What’s the offer
- Offer is available across the Ulster Bank residential and buy to let mortgage product range.
- Mortgage application must be submitted by 31st December 2020.
- €1,500 payment as a contribution to your legal fees will be made into the current account from which your mortgage payment is made after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower.
Who is eligible?
- Any customer taking a new mortgage, including first time buyers, home movers, switchers and buy to let
- Minimum mortgage amount is €40,000 for residential and €50,000 for buy to let
- Where existing customers are taking a Top Up on their mortgage, or moving to a 10 year ECB tracker rate, they can avail of the offer so long as they are borrowing at least an additional €40,000 at our fixed or variable rates, and the new Loan to Value will be no more than 90%.
Otherwise, the offer excludes customers taking 10 year ECB tracker rates, top up / further advance, offset mortgages, negative equity rates, or seeking only to transfer title.
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE
IF YOU CHOOSE A FIXED RATE MORTAGAGE:
WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE MORTGAGE EARLY
Mortgage Calculators
Work out how much you could borrow
Use our mortgage calculators to find out how much you could borrow and find a mortgage to suit you.