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Applying for a first time buyer Mortgage
We've the lowest 4 & 7 year fixed rates in Ireland. Available on mortgages above 60% LTVRequest a call back Read this Important Information
about our mortgages
Lending criteria, terms and conditions apply. Over 18s only and Republic of Ireland residents only. Mortgaged property must be in the Republic of Ireland. Product fees may apply. Security, buildings insurance and life cover required. Maximum loan to value 90%. Residential Mortgages only.
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE
IF YOU CHOOSE A FIXED RATE MORTAGAGE:
WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN EARLY
Fixed Rate Representative Example Assuming a total amount of credit of €100,000 repayable over 20 years, initially on a fixed rate for 4 years at 2.75% and then a variable rate of 3.9% for the remaining 16 years would require 48 monthly payments of €542.17 and 192 monthly payments of €589.76. The total amount payable would be €139,296.08 made up of the loan amount of €100,000 plus interest of €39,258.08 and a security release fee of €38. The Annual Percentage Rate of Charge is 3.5%. After the initial fixed rate period ends, an additional 1% rise in the variable rate would give rise to an additional cost at that time of €43.31 monthly. The above quotation is for illustrative purposes only.
Helpful mortgage guides
Our step-by-step guide to help you buy your new home.
Our step-by-step guide to the mortgage application
Answers to questions we are asked most often about mortgages.
A list of key terms and phrases we'd like to help you understand.