As awarded by bonkers.ie National Consumer Awards on 27th February 2020
We've Ireland's Lowest 4 Year Fixed Rate
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about our mortgages
Lending criteria, terms and conditions apply. Over 18s only and Republic of Ireland residents only. Mortgaged property must be in Republic of Ireland. Security, buildings insurance and life cover required.
The real winner could be you
We currently have Ireland's
lowest 4 year fixed rate
Source: bonkers.ie, Mortgage Comparison, 15th September 2020, www.bonkers.ie/compare-mortgages
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE
IF YOU CHOOSE A FIXED RATE MORTAGAGE:
WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE MORTGAGE EARLY
Who is your current mortgage with?
I have an Ulster Bank mortgage
As an existing customer, we can talk you though your options and help you choose a new deal.
I have an Ulster Bank tracker rate and / or I'm in negative equity
Our Home Mover mortgages are for existing Ulster Bank personal mortgage customers who are either on a tracker interest rate or have a loan to value ('LTV') above 90% on a fixed or a variable rate and wish to move home.
My mortgage is with another lender
Our Mortgage specialists could help you with switching so you can take advantage of our range of fixed and variable rate mortgages.
Get in touch to find the right Ulster Bank mortgage for you.
Fixed Rate Representative Example Assuming a total amount of credit of €100,000 repayable over 20 years, initially on a fixed rate for 4 years at 2.75% and then a Variable Rate of 3.9% for the remaining 16 years would require 48 monthly payments of €542.17 and 192 monthly payments of €589.76. The total amount payable would be €139,296.08 made up of the loan amount of €100,000 plus interest of €39,258.08 and a security release fee of €38. The Annual Percentage Rate of Charge is 3.5%. After the initial fixed rate period ends, an additional 1% rise in the Variable Rate would give rise to an additional cost at that time of €43.31 monthly. The above quotation is for illustrative purposes only.