Changing your overdraft limit
Help to increase, decrease or remove your overdraft
Open to Republic of Ireland residents aged 18 or over with an eligible Ulster Bank current account. Lending is subject to credit review and approval.
If you want to change your limit, simply tell us the total amount you would like, rather than the amount you want to increase or decrease your overdraft by.
To completely remove your overdraft limit, enter '0' when asked for the total limit you require on your account.
To change your limit online you need to:
testBe aged 18 or over and resident in the Republic of Ireland
testBe registered for Anytime Banking
testHave an eligible Ulster Bank current account
Overdrafts are not available on Dual, Standard, Service, Adapt or Facility accounts.
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If you are not registered for Anytime Banking you can register now. Otherwise please contact your local branch to apply.
An overdraft is repayable on demand and may not be exceeded without prior permission. If you exceed your limit, surcharge interest plus debit interest will be applied to any amount over the authorised limit. A set up fee of €25 applies and other charges may also apply. Please see A guide to personal accounts fees and interest for details.
We may carry out credit scoring, where we assess whether credit is affordable for you based on the information you provide.
Please save and/or print a copy of the following documents:
You can apply online between 06:00 and 19:50.