ufirst Private Current Account - Private Banking | Ulster Bank



Important Customer Notice

Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.

For more information please click here.

Customer looking at their mobile phone whilst on a flight

ufirst Private Current Account

Our premium packaged Private account

Due to an unforeseen event impacting the travel industry, relating to Coronavirus COVID-19, we are temporarily not accepting new applications for our ufirst Private account

Banking, lifestyle and protection benefits

You can upgrade to the ufirst Private Current Account and take advantage of benefits designed to help make life easier  and more affordable.

The total fee for the ufirst Private Current Account is €50 per month. This is made up of a €14 fee for the account benefits, as well as a €36 per month fee for the Private Relationship service provided to customers of Ulster Bank Private charged via the ufirst Private Current Account.

Your Relationship Manager will be able to provide you with information on all of the benefits available to you as a ufirst Private customer but some of these include:


Annual worldwide travel insurance

You and your family can enjoy multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition, please note that your cover may exclude certain conditions. Registration required.

How does it work?

How does it work?

  • Cover includes you, your partner and children under 18 (or under 23 and in full-time education)
  • You have to live in the Republic of Ireland, United Kingdom or Channel Islands and have not spent more than six months abroad during the last year

You need to register with the insurance provider to avail of this benefit. For more information in relation to this benefit or how to make a claim, log on to the ufirst membership services website or call 1890 825 125.

Lines are open Monday to Friday 9am–6pm and Saturday 10am–4pm.

Please note: Annual Worldwide Travel Insurance is introduced by Ulster Bank to the insurance provider and underwriter U K Insurance Limited (UKI).



Up to €1,000 interest free-overdraft

You have access to an interest-free overdraft limit of up to €1000 (subject to credit review and approval). You won’t be charged interest if your account balance remains below your agreed interest-free limit, but if you exceed this limit you will be charged interest on the full amount borrowed.

Find out more


25% cash-back on concerts, shows and sporting event

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the United Kingdom and Ireland. Cash-back applies to up to four tickets per event.

How does it work?

How does it work?

  • No limit - take advantage as often as you like, as long as you are attending the event
  • Tickets can be booked online through the  ufirst members website or by phoning ufirst Private membership services on 1890 825 125.

Lines are open Monday to Friday, 8am-8pm, excluding Bank Holidays and 9am-5pm Saturday.


Additional features
Emergency Cash Service

If your debit card is lost or stolen we will cancel your card and let you withdraw money from our cash machines (limits apply).

Find out more

Anytime Internet Banking

See your balance and transactions dating up to 7 years back and transfer money between all accounts you manage.

How to register

Mobile Banking

Our mobile app is simple, clever and easy to use - you can even use it to withdraw cash and make payments to someone new without needing a card reader. Available to customers with Anytime Banking and a Republic of Ireland mobile number.

Find out more

...and remember that your Private Relationship Manager and dedicated support team are on-hand to assist you with any queries. Find out more about our Private Banking service.

Important information

A Government Stamp Duty charge of 12 cent is applied to each domestic  cash withdrawal made at an ATM. The total fee paid per annum per card is capped at €2.50 on ATM only cards and €5 on combined ATM and debit cards, and is applied annually in January.

To qualify, you need an annual income of €150,000 or greater, a joint income of €175,000 or greater, or you may be invited to join. Only available to over 18s, resident in the Republic of Ireland. Lending criteria, terms and conditions apply.

Details are also available from your Relationship Manager.

Hand on piano keys

Already a ufirst Private customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website

If you are experiencing issues with viewing the Members Website, please ensure that you are using the latest version of internet explorer or download Google Chrome or Firefox. Please also ensure that pop-ups aren’t blocked and that Java is not disabled. Javascript can be reactivated by clicking on the right top bar of your window.

ufirst Private Current Account Ready to join Ulster Bank Private Banking?
Talk to us now
Contact our Private Banking team



Call us on 01 770 0736

For 24 hour Private Banking, please use the following numbers:

  • Within the Republic of Ireland: 1850 211 647
  • Outside the Republic of Ireland: 00 353 (0)1 640 1042

Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls may be recorded.

Alternatively, you can email us on: privateserviceri@ulsterbank.com

To qualify, you need an annual income of €150,000 or greater, a joint income of €175,000 or greater, or you may be invited to join. The Private Banking relationship service is available for a monthly account fee of €36. This will be charged to your Private Current Account or ufirst Private Current Account.

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