Savings Accounts - Savings | Ulster Bank

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Savings

Need to move your Savings account?

We'd love to help. We have a range of accounts to choose from, for all your savings needs

Compare our savings accounts

Choose from a collection of straight forward savings accounts and make the most of your money

 

 

SIDA Special Interest Deposit Account

Loyalty Saver 

Easy Access Savings 

Fixed Term Deposit

Money Desk Deposit

Who can apply? Anyone over 18 and resident in the Republic of Ireland

Anyone over 18 and resident in the Republic of Ireland

Anyone over 18 and resident in the Republic of Ireland Anyone over 18 and resident in the Republic of Ireland Anyone over 18 and resident in the Republic of Ireland
Where do I apply?

 

Online, Branch

 

Online, Branch

Branch

 Online, Branch Online application available to existing Anytime Banking customers in sole name. Branch
Is there a minimum amount to open ? €1 €2,000 €1 €15,000 €15,000
How do I access my savings?* Online, Telephone,  Branch Online, Telephone, Branch Online, Telephone, Branch At end of agreed term At end of agreed term
When is interest paid? Annually in October Annually in January Quarterly At end of agreed term At end of agreed term
  Find out more Find out more Find out more Find out more Find out more

 

*You need to to register for Anytime Banking to be able to access your funds and manage your account online, via mobile banking, or over the telephone. When you are making a transfer through Anytime Internet & Telephone Banking, the limits will be advised to you. If you prefer not to register you can manage your account through the branch network. 

Common questions

If I apply online or on the mobile app, how soon will my new savings account be open?

If you are an existing Ulster Bank customer :

We'll try to open your account on the same day you complete your application. Your new account will appear on Anytime Internet Banking or on the mobile app within 1 working day, with the exception of our Fixed Term deposit account which is not available to view online or via the app. Occasionally you may need to provide us with proof of your identity or address but we'll let you know at the end of your application if we need some more information from you.

 

If you:

  • are an existing customer but we are unable to open an account straight after your application
  • are an existing customer applying in joint names 
  • don't already have an Ulster Bank account

We’ll try to complete your application digitally via Digidocs (our secure online portal). If you are eligible to upload your documentation electronically you’ll receive an e-mail or text message on the next working day after you apply, inviting you to complete your application via DigiDocs. Follow the instructions provided in the invite in order to complete your application as quickly as possible. We can then complete further checks and progress your application the next working day. If you are required to complete and upload any further documentation after this stage, we will let you know.

 

Even if you are eligible to complete your application electronically, you will still receive an application pack in the post, however this can take up to a week to reach you. If you decide to progress your application via Digidocs then you don't need to respond to this pack.

 

 

 

 

 

I didn't receive an email / text to progress my application electronically, what happens now ?

Unfortunately it is not always possible to complete your application electronically so we'll send you an application pack in the post detailing exactly what documents we require. It can take up to a week for the pack to reach you. 

 

As soon as you've received your pack you can visit your local branch with the requested paperwork to complete your application and open your new account or you can return your documents along with your signed application form using the freepost envelope. Your documents will need to be certified first. You can find out more about the documentation we can accept here.

 

If you are progressing your application by post your new account will be open within 48 hours of us receiving all of the requested documentation.

 

Savings at a glance

Need access to your savings quickly?

 

Whether you are saving for a rainy day or saving for something special our Instant Access savings accounts gives you the flexibility to get access to your money whenever you need it.

Find out more

Ready to save over a longer period of time?

 

If you can lock your money away for a fixed term, our Medium Term savings accounts provide you with a fixed interest rate over the term you choose.

Find out more

You can find out more about the Deposit Guarantee Scheme by:

 

Visting the Deposit Guarantee Scheme website

Calling 1890 777 777

Emailing:info@depositguarantee.ie

Reading the Desposit Guarantee Scheme FAQs

 

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