Savings Accounts - Savings | Ulster Bank

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Compare Savings accounts

We have a range of accounts that could help with your savings needs

Apply online or at an Ulster Bank branch

Special Interest Deposit Account (SIDA)

 

 

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Home Saver

 

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Loyalty Saver

 

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  • Regular savings account with instant access online, via the app, by phone or in branch.
  • Save up to a maximum of €1000 a month by standing order.
  • Make withdrawals whenever you need to, change the amount you are saving at any time.
  • Minimum opening deposit of €1

 

  • An account to help you save regularly for a new home
  • Instant access to your money online, via the app, by phone or in branch.
  • You can save anything from €1 up to €2,500 a month by standing order
  • Interest is calculated daily and paid annually
  • Minimum opening deposit of €1
  • If you are a first time buyer and you take out an Ulster Bank First Time Buyer mortgage within 36 months of opening your Home Saver, you may be eligible for  €2,000 bonus interest*, eligibility criteria applies.

* Bonus interest is paid net of Deposit Interest Retention Tax (DIRT), once your Ulster Bank Ireland DAC First Time Buyer Mortgage has drawn down

 

  • Instant access account suitable for saving a lump sum
  • Instant access to your savings online, via the app, by phone or in branch.
  • Minimum balance of €2,000 and maximum balance of €1,000,000 should be maintained on the account.
  • Minimum opening deposit of €2,000

 

 

 

 

Common questions

If I apply online or on the mobile app, how soon will my new savings account be open?

If you are an existing Ulster Bank customer :

We'll try to open your account on the same day you complete your application. Your new account will appear on Anytime Internet Banking or on the mobile app within 1 working day, with the exception of our Fixed Term deposit account which is not available to view online or via the app. Occasionally you may need to provide us with proof of your identity or address but we'll let you know at the end of your application if we need some more information from you.

 

If you:

  • are an existing customer but we are unable to open an account straight after your application
  • are an existing customer applying in joint names 
  • don't already have an Ulster Bank account

We’ll try to complete your application digitally via Digidocs (our secure online portal). If you are eligible to upload your documentation electronically you’ll receive an e-mail or text message on the next working day after you apply, inviting you to complete your application via DigiDocs. Follow the instructions provided in the invite in order to complete your application as quickly as possible. We can then complete further checks and progress your application the next working day. If you are required to complete and upload any further documentation after this stage, we will let you know.

 

Even if you are eligible to complete your application electronically, you will still receive an application pack in the post, however this can take up to a week to reach you. If you decide to progress your application via Digidocs then you don't need to respond to this pack.

 

 

 

 

 

I didn't receive an email / text to progress my application electronically, what happens now ?

Unfortunately it is not always possible to complete your application electronically so we'll send you an application pack in the post detailing exactly what documents we require. It can take up to a week for the pack to reach you. 

 

As soon as you've received your pack you can visit your local branch with the requested paperwork to complete your application and open your new account or you can return your documents along with your signed application form using the freepost envelope. Your documents will need to be certified first. You can find out more about the documentation we can accept here.

 

If you are progressing your application by post your new account will be open within 48 hours of us receiving all of the requested documentation.

 

You can find out more about the Deposit Guarantee Scheme by:

 

Visting the Deposit Guarantee Scheme website

Calling 1890 777 777

Emailing:info@depositguarantee.ie

Reading the Desposit Guarantee Scheme FAQs

 

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