If you're under 16, we will need your parent or guardian to give their consent for you to get a Visa debit card. More on debit cards
Important Customer Notice
Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.
For more information please click here.
Our bank account for 11 to 18 year oldsApply online
Available to customers aged over 11 and under 18 years old, resident in the Republic of Ireland. Terms and conditions apply.
What do you get with your bank account?
Our app is simple, clever and easy to use – you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.
Get Cash allows you to withdraw money from our cash machines without using your bank card. It’s handy for those times you left your wallet or purse at home and only have your mobile phone to hand.
You can't spend more than what's in your account, so there won't be any charges for being overdrawn.
A Government Stamp Duty charge of 12 cent is applied to each domestic cash withdrawal made at an ATM. The total fee paid per annum per card is capped at €2.50 on ATM only cards and €5.00 on combined ATM and debit cards, and is applied annually in January.
You should review the terms & conditions (PDF) that apply to your Adapt Account with a parent or guardian.
What do you need to open a bank account?
For all customers we require one document that proves your identity (such as a passport) and one document to prove your address.
What happens your Adapt Account when you turn 18?
When you turn 18 we may change your Adapt Current Account to a Current Account, Student Account or another bank account which we believe with good reason may be right for you. (For Student Accounts we may ask for confirmation from the organisation that processes your application to enter higher education that you have taken up your place).
We will notify you personally at least 60 days before we do this at which time we will provide you with up to date copies of 'Personal banking – terms and conditions' (PDF) and 'A guide to personal accounts fees and interest' (PDF).