If you're under 16, we will need your parent or guardian to give their consent for you to get a Visa debit card. More on debit cards
Important Customer Notice
Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.
For more information please click here.


Available to customers aged over 11 and under 18 years old, resident in the Republic of Ireland. Terms and conditions apply.
What do you get with your bank account?
Mobile Banking
Our app is simple, clever and easy to use – you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.
Smartphone Payments
With Apple Pay and Google Pay we can offer you safe, fast and simple ways to pay for every day items such as a newspaper or a coffee, using your mobile.
Get Cash
Get Cash allows you to withdraw money from our cash machines without using your bank card. It’s handy for those times you left your wallet or purse at home and only have your mobile phone to hand.
No overdraft
You can't spend more than what's in your account, so there won't be any charges for being overdrawn.
A Government Stamp Duty charge of 12 cent is applied to each domestic cash withdrawal made at an ATM. The total fee paid per annum per card is capped at €2.50 on ATM only cards and €5.00 on combined ATM and debit cards, and is applied annually in January.
You should review the terms & conditions (PDF) that apply to your Adapt Account with a parent or guardian.
