Adapt Account - Young People | Ulster Bank

You can start the account opening process right away by applying online. Alternatively, you can visit your local branch.

Please note, if you are under 16 years old we may write and tell your parent or guardian that you have opened your bank account.

For all customers we require one document that proves your identity (such as a passport) and one document to prove your address.

Find out more on what documents we accept.

When you turn 18 we may change your Adapt Current Account to a Current Account, Student Account or another bank account which we believe with good reason may be right for you. (For Student Accounts we may ask for confirmation from the organisation that processes your application to enter higher education that you have taken up your place).

We will notify you personally at least 60 days before we do this at which time we will provide you with up to date copies of 'Personal banking – terms and conditions' (PDF) and 'A guide to personal accounts fees and interest' (PDF).