Current Account For Teenagers | Apply Online For Your Adapt Current Account



Important Customer Notice

Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.

For more information please click here.

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Adapt Account

Our bank account for 11 to 18 year olds

Apply online

Available to customers aged over 11 and under 18 years old, resident in the Republic of Ireland. Terms and conditions apply.

What do you get with your bank account?

Visa Debit Card

If you're under 16, we will need  your parent or guardian to give their consent for you to get a Visa debit card. More on debit cards

Mobile Banking

Our app is simple, clever and easy to use – you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.

More on Mobile Banking

Smartphone Payments

With Apple Pay and Google Pay we can offer you safe, fast and simple ways to pay for every day items such as a newspaper or a coffee, using your mobile.

More on Smartphone Payments

Get Cash

Get Cash allows you to withdraw money from our cash machines without using your bank card. It’s handy for those times you left your wallet or purse at home and only have your mobile phone to hand.

More on Get Cash

No overdraft

You can't spend more than what's in your account, so there won't be any charges for being overdrawn. 

A Government Stamp Duty charge of 12 cent is applied to each domestic cash withdrawal  made at an ATM. The total fee paid per annum per card is capped at €2.50 on ATM only cards and €5.00 on combined ATM and debit cards, and is applied annually in January.


Add your signposting title here… The need to knows

You should review the terms & conditions (PDF) that apply to your Adapt Account with a parent or guardian.


Visit our MoneySense website,  our free financial education programme for students.


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